Can i drive another car on my insurance

Can you drive any car on a fully comprehensive car insurance policy? Can I Drive another car with one day cover? Is it illegal to drive another car without insurance? The other car must have insurance already.

Your occupation cannot be in the motor trade, i. It also needs to state on your certificate of motor insurance that you have the DOC extension.

Just because you have comprehensive car insurance doesn’t automatically mean that you can drive another person’s vehicle. Some providers allow you to do so, while others might claim in the small print that you won’t be covered. Having fully comp insurance on your own vehicle doesn’t mean that you’re fully comp on someone else’s.

Providing you have fully comp insurance on your own car and you have the owner’s permission, many drivers believe they can actually drive someone else’s car if needed. There are actually strict conditions around this and many insurers are doing away with this altogether due to these misunderstandings. Look at your Certificate if Insurance. If has the words "the insured may drive any vehicle not belonging to him.

And both the driver and car owner can run into trouble if caught without the necessary cover. If you own a second car, don’t think you can get around getting insurance for it by using your ‘driving other cars’ cover from your first.

Liability insurance follows you as a driver because it’s designed to protect your assets. Since your assets are still at risk when you’re driving a non-owned vehicle, the company must afford you coverage when you’re in other cars. Your liability insurance will be deemed secondary and the car’s liability insurance would be deemed primary. Your father-in-law could also put you on his policy to be insured fully comp as a named driver.

Your NCD can only be used on one vehicle at a time, but not all van insurance providers will accept NCD earned on a car or bike. You may need to provide proof of your NCD to your new van insurance provider, stated on your latest car policy documents. Insurance providers usually only accept proof that is less than two years old. NOT you will receive a nice INif caught!

All vehicles that are NOT in use have to be. If you are under 2 says Inskip, “good luck getting this extension on your policy, as almost none of the top providers will offer cover to drive another car ”. Driving other cars (DOC) cover is a feature of many comprehensive policies but not all, so check yours. You can get cover for driving another person’s car by applying for short term insurance or adding your name to the car owner’s policy.

If you need to drive someone else’s car every now and then – say another family member’s car – it might be a good idea to add your name to their policy. Can I drive an uninsured car on my insurance policy?

You can drive an uninsured car under certain circumstances if your policy allows it, such as (1) a newly acquired car, (2) a rental car, or (3) a temporary replacement. You can drive someone else`s car with their permission, on a third party basis if you have driving of other cars cover on your policy. If you do not have this cover please check with the owner of the car, as you may be covered to drive under the terms of their insurance policy.

Remember, it is the driver’s responsibility to ensure cover is in.

If you drive another car but it has got no insurance, does yous insurance cover you to drive it? No, the vehicle you are driving must have a minimum of third party cover on. Answered by Tim Kelly. My understanding is that, provided your own insurance allows you to do so, you can drive any other car with the owner's permission BUT even if you're fully comp, you'd only be covered 3rd party on the other car.

If it does not, you will no. Let me know please if you find out. If the policy booklet states the other car has to be insured - no. Otherwise yes (all you can do is read the small print of your insurance ). Only issue is if you leave it parked anywhere on the.

This is the general rule - but you should. You can borrow and drive a van under your car insurance for personal reasons but not for commercial use. If you borrow and drive a van on your personal car insurance, only your liability coverage will extend to the van.

If you are driving a commercial van, be sure you have the proper commercial van insurance coverage.